Best Hotel Credit Cards Of 2022

Credit cards for hotels aren't suitable for all people, but they could prove beneficial for those committed to a particular type of hotel. Not only are you able to earn points for hotels belonging to the brand you're already familiar with by using the best hotel credit cards, but you might also receive an automatic elite status as well as the benefits that go along with it. Suppose you're not committed to one particular hotel brand. In that case, it could be better to choose a flexible travel credit card that allows you to transfer points to various hotel loyalty programs or arrange any trip you'd like.

Top 5 Hotel Credit Cards

1. Chase Sapphire Reserve

The reason this is among the top hotel credit cards. This Chase Sapphire Reserve card combines an excellent rewards program and special travel perks. You can earn 3 points per dollar when you travel right after earning the $300 travel credit. You can earn three points per $1 when you dine out eating out and one point per dollar for all other purchases. Points are worth more than 50% when you redeem them for travel using The Chase Ultimate Rewards portal. Additionally, you can transfer them into loyalty programs at hotels on a one-to-one basis.

2. Chase Sapphire Preferred Card

The reason this is among the best hotel credit cards for hotels: The Chase Sapphire Preferred Card makes earning points from hotel stays simple by providing two points for every dollar spent on eating out and travelling around the world. Points can be transferred into travel partner companies on a one-to-one basis, such as Marriott Bonvoy, IHG Rewards Club, along with World of Hyatt. If you book hotel stays as well as other travel arrangements via Chase Ultimate Rewards, you gain 25% more value for your points.

3. The Platinum Card by American Express

In contrast to most travel cards, the Platinum Card from American Express doesn't just offer hotel-specific benefits, and it also grants you status in two hotel loyalty programs: Marriott as well as Hilton. It's a fantastic choice for frequent travellers who are willing to pay the annual cost to get a card loaded with beneficial advantages. People who frequent staying in Hiltons, as well as Marriott's (or each), are looking for flexibility in the way they earn and spend rewards might be ideal for this card. It is estimated that the advantages of this card at around $1,400 per year.

4. Chase Ink Business Preferred Credit Card

Its Ink business Preferred credit Card is among our top options to earn hotel points because of the magnitude of its initial bonus and the high earning rate. The benefits of earning points using the business hotel card are limitless for business travellers. This Chase Ink Business Preferred Credit Card gives you 100,000 bonus points once you purchase $15,000 within the first three months after the time of account opening. In addition, you'll get employee-only cards for free, a variety of protections for travel and purchase, and much more. Furthermore, your points will be worth 25 percent more when you make a redemption to travel with Ultimate Rewards. For instance, 100,000 points equal $1250 for travel.

5. Wyndham Rewards Earner Card

This is why it is among the best hotel credit cards. Wyndham Rewards Earner Card gives you five points for every dollar spent on Wyndham purchases. Gold membership to Wyndham Rewards is automatically included. Wyndham Rewards program is automatically included to benefit from extras such as late checkouts and more accommodation options. Additionally, you'll earn five points for every dollar spent on gasoline, two points per dollar for food and drinks and one point per dollar on other eligible purchases.

How to Choose the Best Hotel Credit Card

The best hotel credit card will differ between one individual and another. These suggestions will help you choose the ideal hotel credit or credit card for your needs.

Be Sure to Are Aware of Which Hotel Brand Will Be the Most Appropriate for Where You'd Like to Travel:

Before you decide to apply for travel credit cards associated with a particular hotel brand, you should take time to look up the locations where each brand operate worldwide. It's quite common for a hotel brand to perform better than other brands based on the location where their largest properties are, regardless of whether they're most of them within the U.S., in Europe or elsewhere.

Choose If You'd Like Some Flexibility:

If you're not sure which hotel brands will work the best for the travel plan you have in mind, be sure to look into flexible cards that allow you to redeem rewards for a variety of kinds of hotel stays. Some cards allow you to transfer points to partners at hotels or make reservations through an online portal, meaning you won't be tied to.

Eliminate Cards That Have Excessive Annual Fees If You Aren't Traveling Often:

If you travel only at least once or twice a year, luxury travel credit cards with expensive annual costs must be avoided. They offer an array of benefits and benefits to travellers that only make sense if you're able to utilize them continuously.

You Might Want to Consider the Possibility of Pairing a Hotel Credit Card with A Rewards Credit Card:

Be aware that you don't need to select only one credit or reward card. Travellers frequently combine hotel credit cards with cash-back credit cards or reward cards with flexible terms that allow you to transfer points to hotels programs. For instance, it might be beneficial to purchase a Marriott or World of Hyatt credit card and pair it up with a Chase credit card, allowing you to transfer points between both programs.

Conclusion

Hotel cards typically come with appealing benefits and lucrative welcome packages. It's tempting to grab the card with the most reward, but ensure that you're getting a card that's compatible with your finances and travel way of life. Do a realistic assessment of the frequency of your travel, the reasons you travel as well as your budget. Look into hotel chains that are compatible with your requirements.