Should You Apply for the BP Visa Credit Card?

Ten cents off each gallon of fuel purchased at eligible BP and Amoco gas stations and 3% cash back on groceries and 1% cash back on all other transactions are offered through the BP Visa. The one-time promotion triples the savings on fuel. Is there a one-time charge?

Advantages

BP and Amoco customers may save 10 cents per gallon when paying at certain gas stations with the BP Visa card. The discount is applied once you opt to pay with your card at the pump. In contrast to most other cards, which require you to wait for incentives to deposit to your account or accumulate to a certain level before you can redeem them, these discounts are available immediately.

On groceries, the BP Visa is more beneficial than even cash-back cards that pay a universal 1.5 percent or 2 percent on all purchases because of its 3-percent cash-back benefits on groceries. And there's no cap on how much you can earn with the card or how much you can earn in general. On the other hand, some rivals limit the amount of money that can be spent.

The Cons

Rewards credit cards frequently advertise very big one-time discounts to get new users to sign up for their accounts. One-time savings of 30 cents per gallon at BP and Amoco in the first 30 days after creating an account are all this card offers. Even if you buy 100 gallons of petrol in the first 30 days, which is a huge stretch for most drivers, it only saves you $30.

If you don't pay for your gas with the BP Visa card linked to the BPme app, you'll lose 5 cents of the 30 cents in extra savings. Reward points will be forfeited when using Apple Pay: Using Apple Pay to pay for petrol at BP or Amoco without first linking your BP Visa credit card to your Apple Pay account will not save you 10 cents per gallon.

One-Time Offer for BP Visa Credit Card

For the first 30 days after creating your account, the BP Visa gives a one-time discount of one penny per gallon on fuel purchases. When you use the card to make purchases at BP, you gain 25 cents in bonus savings. You may save an additional 5 cents per gallon by using the BPme mobile app to fill your BP Visa card.

Earning Rewards

Aside from the bonuses, this card offers a discount of 10 cents per gallon at BP gas stations. After you scan your BP Visa card at the pump, the savings are reflected in the price you see.

The only exception to this rule is if you use Apple Pay to pay for your gas purchase after linking your card to the service. The card reward rate, 1% cash back, will apply to all purchases. Except for BP and Amoco petrol, which give 3% cash back, all other purchases provide 1% cash back. Credit statements are how you're rewarded.

Redemption Details

You don't have to do anything to get your prizes. You get 10 cents off every gallon at the pump with your BP Visa credit card. You will get a statement credit for any other transactions, including those for groceries, within two billing cycles of the period you received the cashback.

Getting the Most from Your Rewards

The BP credit card makes it simple to get the most out of your benefits. After activating your account, take advantage of the promotional offer of 25 cents off per gallon at BP and Amoco stations.

Make sure you've got the BPme app on your phone so you may use it to pay for your BP and Amoco gas. During the first 30 days, you'll save an additional 5 cents thanks to our agreement. Make gasoline purchases at BP and Amoco stations beyond the initial time, given that one is convenient and its pricing is no more than 10 cents more than adjacent rivals.

Conclusion

Credit card holders of BP and Amoco might benefit from the BP Visa credit card regularly. Benefits of this card include a 10-cent off-per-gallon discount at Amoco and BP gas stations and 3 percent cash back on groceries, and 1 percent cash back on all other transactions.

A lack of an annual charge and gas savings not restricted to a set number of gallons makes this card especially appealing to individuals who own vehicles with big petrol tanks. To maximize your cashback, consider using a credit card such as the Citi Double Cash card, which gives a greater total cashback percentage on all other purchases, excluding groceries and gas from BP or Amoco.